In the wake of global Coronavirus (Covid-19) pandemic, India’s General Health Insurance major the ICICI Lombard has decided to add 5 new features to include Covid-19 cover in its existing health plans. These features include a waiting period of just 15 days after which insurance buyers to be eligible for coverage for Covid-19 treatment.
The other features include provision for No Claim bonus for succeeding year, even if one avails coverage for Covid-19 treatment. This means that if a client does not make insurance claim for any treatment other than Covid-19 during the insurance period, he or she will be eligible to get increased Sum Insured in the form of No Claim Bonus in the succeeding year. In addition to hospitalization expenses, ICICI Lombard’s clients will also be eligible for coverage for medical expenses incurred during Covid-19 treatment received under medical supervision at home.
At present, these benefits are available for buyers of ICICI Lombard’s Complete Health Insurance and Health Booster plans.
Covid-19 coverage starts in just 15 days after issuance of insurance plan
Covid-19 coverage claim does not affect No Claim Bonus status if no non-Covid related claim is made during policy year.
Covers medical expenses for treatment undertaken at home
Uploading scanned documents on ICICI Lombard’s ‘Take Care’ app is sufficient for Insurance claim
Through ‘Take Care’ app, clients can get free Tele-consultation and virtual assistance from physicians.