Auto Insurance

Each year, as many as 50,000 people die in two-wheeler accidents. The number of people killed in two-wheeler accidents constitutes over one-third of total road accident fatalities in India. Thus, a good two-wheeler insurance cover not only protects your family members, in case of death, but also provides cover for medical treatment in case of injury.

• Provides accidental hospitalization cover to the two-wheeler driver and pillion rider
• Provides life insurance cover to the driver as well as pillion rider in case of death
• Has provision for compensation to 3^rd party in cause of damage caused by the two-wheeler
• Provides compensation for loss or damage to the two-wheeler against perils such as theft, fire etc.
• It is mandatory according to motor vehicles act for cars to have insurance before plying on the road
• Provides cover for the vehicle against natural calamities.

• Prompt reimbursement for the cost of repair of the damaged two-wheeler
• Payment of compensation for driver or co-passenger in case of injury or death in an accident
• Payment of compensation to the third party for any injury or damage caused by the insured vehicle.
• Payment of legal fees for any civil lawsuit brought against the owner of the vehicle by the affected third party
• Some two-wheeler insurance plans also provide no claim bonus

Commercial vehicles are a source of livelihood for millions of people in this country. They are responsible for transporting goods as well as human beings from one place to another. Any damage to such vehicles, due to accident or other causes leads to financial crisis for owners as well as those who depend on it. Vehicle insurance provides financial support to both the owners in case of any damage to caused to the vehicles, for hospitalization expenses in case of injury and third-party liability.

• It helps minimize loss to business due to damage caused to vehicle in an accident
• It protects the business against third-party liability arising out of injury or death caused by the vehicle to third person.
• It protects the business against third-party liability arising out of injury or death of the passenger traveling in that vehicle.
• It protects the business against claim for loss or damage of goods being carried by the vehicle.
• It provides financial support for any loss or damage to the vehicle due to instances of theft, burglary, fire, natural calamity etc.

• Prompt reimbursement for the cost of repair of the damaged vehicle
• Payment of compensation for driver or co-passenger in case of injury or death in an accident
• Payment of compensation to the third party for any injury or damage caused by the insured vehicle.
• Payment of compensation to the third party for loss or damage of goods being carried by the vehicle.
• Payment of legal fees for any civil lawsuit brought against the business by the affected third party

Third Party Insurance – These plans protect the insured against any civil suit brought by the third-party against the owner of the vehicle in case.

• The vehicle concerned causes death or injury to the third party
• The vehicle causes loss or damage to the property of the third party
• The vehicular accident leads to loss or damage of goods belonging to the third party which was being transported in the vehicle

• Protects individual or business from financial trouble by providing compensation to the affected third party
• Provides money for legal expenses incurred if a civil suit is brought against the individual or business by the third party.